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Financial disclaimer

Financial calculations are illustrations based on your entries and the displayed assumptions. Returns are not guaranteed. Actual lender schedules, charges, taxes, rate changes, compounding conventions, and rounding may produce different results.

GST presets are input conveniences and do not determine the rate applicable to a product, service, or transaction. Salary conversion does not calculate tax liability or in-hand pay.

Health disclaimer

The BMI tool provides a general adult screening reference, not a diagnosis. It does not account for all differences in body composition, age, ethnicity, pregnancy, or individual health. It is not intended to assess children. Consult a qualified clinician for personalized guidance.

Developer and file tools

JWT decoding does not verify signatures or token validity. Base64 is encoding, not encryption. Regular expressions follow JavaScript behavior, which may differ from other languages.

Always inspect converted files and retain originals. Compression savings are not guaranteed, and converting formats cannot recover detail previously lost through compression.

Calendar and time references

Working-day results depend on the weekdays and holidays you provide; no official holiday calendar is fetched. Time-zone output depends on the browser’s time-zone data. Verify critical travel, legal, or scheduling deadlines with the relevant authority.